Why Aussie Home loans ?
Aussie is an Australian retail financial services group with operations spanning all mainland capital cities and major regional centres throughout Australia.
The firm was founded as Aussie Home Loans on 17 February 1992 by owner and executive chairman John Symond. The company was unique in its approach to home loans, offering 24 hours a day service and lower interest than loans offered by banks . In 1994 the firm introduced the securitisation of home loans, allowing them to offer loans upwards of 3% cheaper than its competitors.
What Aussie home loans offer:
The inclusions below represent a selection of the features available with a Standard Variable Rate home loan of $350,000 for an owner-occupier. Additional conditions may apply to different features. Please ensure that you read the product disclosure statement to determine all the current loan terms and conditions for the product you are considering.
Aussie Standard Variable Home Loan Features
- No upfront fee (application fee) at time of writing.
- Redraw facility available.
- Split loan facility available; max 4 splits allowed; no split loan application fee.
- Mortgage is portable.
- Repayments may be made weekly, fortnightly, or monthly.
- Additional repayments allowed.
- Lump sum repayments allowed.
- Interest only repayments available for up to 10 years.
- Minimum loan amount $100,000 – up to maximum loan amount $5 million for Standard Variable or Select Basic Variable loans. (Optimizer Variable loans offer higher maximum loan amount.)
- Non-family guarantee option available.
- Loan can incorporate stamp duty.
What types of home loans does Aussie offer?
At the time of writing, Aussie offers the following types of home loans:
- Variable rate home loan
- Fixed rate home loan
- Investment home loan
Find out about how different types of home loans work here.
Can you make extra repayments on an Aussie home loan?
:-Yes, Aussie allows extra repayments on their home loans. Terms and conditions apply; contact your lender for details.
Are redraw facilities offered on Aussie home loans?
Yes, Aussie offers redraw facilities on their home loans. Fees and charges may apply to use of a redraw facility; contact your lender for details.
If you’re in the market for a home loan, compare your home loan options .
Why choose an Aussie Home Loan?
01 – Our products.
We’ve always been committed to giving Australians a fair go. It’s why we keep our interest rates competitive, our fees low and our products full of features – like the 24/7 online redraw facility that gives you access to your funds at no charge.
02 – Our service.
Purchasing a home is a momentous occasion – and at Aussie, you’ll have the expert support you need from day one. Your broker will be there to help you through the loan application process.
03 – Your time.
Setting up an Aussie Home Loan is quick and simple – in fact, it’s our commitment to assess your application usually within 48 hours of receiving it. Timing can play a part in securing the right property, so having your loan ready to go sooner could make all the difference.
Aussie Home Loans Review
Helpful, personal, generous, solution focused
Aussie got me finance despite a number of notations on my equifax file and a recently closed business.
There were no problems only a focus on the optimal solution.
Extraordinarily, despite my credit file notes, the rate is lower than I was paying with WBC whom I had been with for 30 years.
It could be well worth it to have a talk with Ersoy Mehmet or Garry Grills at Aussie West End Brisbane.
Aussie Port Macquarie the best
Aussie Port Macquarie the best mortgage brokers, Paul was fantastic to deal with. Completely dedicated to his clients, refinanced our home loan and consolidate our loans saving us hundreds of dollars a month. Don’t go to the big banks let Aussie help get you the best deal, the only have your interests at heart, couldn’t have pulled this off ourselves, thanks for changing our lives.
Great Service, Helpful and Fab Communication
Loren Johnson from Aussie Toronto was fantastic, very helpful and always easy to communicate with. It was my first home i was purchasing so i needed a lot of guidance throughout the whole process and she was great and always there for me! Highly Recommend!!!
Hayden Goff: broker extraordinaire! Highly recommend
Very efficient, kept us in the loop every step of the way. Great advice and suggestions. Worked really hard for us. Made things so much easier. hank you Hayden Goff!
Service is excellent, online portal is absolutely infuriating
The ONLY issue I take is with their online portal to review statements, transactions etc.
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