Home Credit Card Credit card

Credit card

25
0
credit card
Credit cards for bad credit help people with credit scores from 300 to 639 rebuild their credit. The best credit cards for bad credit have annual fees as low as $0, and some even give 1% cash back rewards on purchases. Plus, all major credit cards for people with poor credit report account information to the credit bureaus each month (some offers are sponsored). That’s why using the right credit card responsibly is the best way to rebuild damaged credit.

The right credit card for most people with bad credit is going to be a secured card. Secured credit cards charge the lowest fees and offer the best approval odds. But if you need a small emergency loan, you’ll have to compare unsecured cards for people with bad credit, which tend to be pretty expensive. If you’re not sure which card to get, you can’t go wrong with one of our editors’ best credit cards for bad credit, which were selected from 1,000+ offers.

Best Credit Cards for Bad Credit of 2019:

  • Capital One® Secured Mastercard®
  • Credit One Bank® Platinum Visa® for Rebuilding Credit
  • Discover it® Secured
  • Wells Fargo Secured Credit Card
  • Indigo® Mastercard® for Less than Perfect Credit
  • OpenSky® Secured Visa® Credit Card

Below, you can learn more about these and other credit cards for bad credit. You can also check your latest credit score for free on WalletHub and then track your improvement over time with free daily updates.

Bad Credit

Discover it® Secured

Secured Credit Card
Min Deposit of $200
One-Time Fees None
Regular APR 25.24% (V)
Annual Fee  →  $0
Monthly Fee None
Rewards Rate 1 – 2% Cash Back
Minimum Credit Limited History

Capital One® Secured Mastercard®

Secured Credit Card

Min Deposit of $49, $99 or $200
One-Time FeesNone
Regular APR26.99% (V)
Annual Fee $0
Monthly Fee None
Minimum Credit Limited History
 

Indigo® Mastercard® for Less than Perfect Credit

One-Time Fees

None
Regular APR 24.9%
Annual Fee $0 – $99
Monthly Fee None
Minimum Credit Bad

Credit One Bank® Platinum Visa® for Rebuilding Credit

One-Time Fees None
Regular APR20.24% – 26.24% (V)
Annual Fee $0 – $99
Monthly Fee None
Rewards Rate 0 – 1% Cash Back
Minimum Credit Bad

First Access VISA® Credit Card

One-Time Fees$89*
Regular APR34.99%
Annual Fee $75 1st yr, $48 after
Monthly Fee None 1st year, $6.25 after
Minimum Credit Bad

Milestone® Mastercard® – Bad Credit Considered

One-Time Fees

None

Regular APR24.9%
Annual Fee $35 – $99*
Monthly Fee None
Minimum Credit Bad

OpenSky® Secured Visa® Credit Card

Secured Credit Card

Min Deposit of $200
One-Time Fees

None
Regular APR

19.64% (V)
Annual Fee
$35
Monthly Fee
None
Minimum Credit
Limited History

Official NASCAR® Credit Card from Credit One Bank®

None
Regular APR

20.24% – 26.24% (V)
Annual Fee
$0 – $99
Monthly Fee
None
Rewards Rate
1 – 2% Cash Back
Minimum Credit
Bad

Surge Mastercard® Credit Card

One-Time Fees

None
Regular APR

29.99% (V)
Annual Fee
$125 1st yr, $96 after
Monthly Fee
None 1st yr, $10 after
Minimum Credit
Bad

Total VISA® Credit Card

One-Time Fees

$89*
Regular APR

34.99%
Annual Fee
$75 1st yr, $48 after
Monthly Fee
None 1st year, $6.25 after
Minimum Credit
Bad

LEAVE A REPLY

Please enter your comment!
Please enter your name here