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RACV car insurance

racv car insurance

RACV Car Insurance is an integral part of the RACV insurance company. RACV offers excellent vehicle and car insurance cover at reasonable costs that the majority of Australian drivers can easily afford. The company specialises in comprehensive insurance as well as third-party, fire and theft as well as CTP green slips.

The protection that RACV’s policies provide represents good value when comparing it to other Australian car insurance brokers.

RACV Offers and Insurance Quotes

RACV offers a selection of car insurance quotes that will suit most budgets and preferences of Australian drivers. They can furnish comprehensive cover as well as compulsory third party policies. Both of these insurance products include a wide variety of benefits as standard.

They have a large selection of options in every insurance type that satisfies their ever increasing client base.

RACV Car Insurance Online

Purchasing an online policy from the RACV website is relatively easy. Click the link below and follow their step-by-step instructions and your personal quote will be calculated within a few moments.

RACV Victoria’s most trusted Car insurance

Every year more than 1 million Victorians choose RACV Insurance. And it’s no wonder. After all, we set out to offer excellent value for money and the very best in service

racv car insurance review
Car crash on white background (done in 3d)

RACV rewards loyalty

The longer you are with RACV the more you save on car insurance. If you have certain other RACV products, you can save even more with RACV’s Multi-Policy Discount on insurance products

24/7 claims assistance

With RACV Motor Insurance we have your back. With our Victorian-based call centre you can make a claim 24 hours a day, 7 days a week

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RACV Car Insurance Contact Details

Below you will find contact details for the RACV car Insurance compiled by the Aussie Insure research team.


Website:    RACV Car Insurance


Telephone:    13 72 28


RACV Motor Insurance Notes

Please note that the information on this page concerning RACV motor insurance is accurate at the time of publishing. However, details of insurance companies and brokers may change in the future. Although the team at Aussie Insure strive to keep company information up to date there will be occasions when some info may be out of date.

More than 1 million Victorians choose RACV insurance each year

Comprehensive cover, so you don’t need to worry

Includes cover for accidental damage to your car and loss or damage from fire, theft, flood, storm or a malicious act

Hire car if your car is stolen

Up to $60 a day for a maximum of 21 days if your car is stolen. Plus $2,000 cover for excess or bond if you have an incident in the hire car

Quality repairs by an RACV Partner Repairer

RACV Partner Repairers have the skills and technology to deliver the highest quality repairs and we can manage the entire repair process for you to get you back on the road fast.

The more insurance policies you have with us, the more you could save. Like when you take out two or more RACV insurance policies and receive 10% off each.

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RACV Car Insurance review


I am with Budget Direct. Never made a claim but read that they treat you like a criminal if you make a claim and it’s your fault. Also premiums hike in the 2nd year when you no longer receive the 10% welcome discount.

I am a RACV silver roadside assist member and can get 10% off their car insurance, which also has more standard features than the very strict ones at Budget Direct.

Just wondering if anyone has any good or bad experience with RACV car insurance when making a claim? Read from other threads that Allianz is great but they cost more too, so that’s my 2nd choice.

Been with AAMI many years ago and they treated me so badly, I have never forgotten and will never return. Coles car insurance is the cheapest but they are new and do not have a proven track record yet of quality repairers.

(2) Never had an issue with their car insurance, only ever had one claim (not at fault) and after the initial calls and paper work explaining the accident I only heard from them during the repair process to make sure I was happy.

Called or been in their offices plenty of times and forever getting little freebies like map books and stuff which are good for the touring we do. Over all for me they have been good, their house insurance hasn’t been though,.

I had a bugger of a time with that earlier this year and ended up fixing the problems myself at my costs but it was during the Victorian floods and not that it’s an excuse but I accept they were busy and my claim wasn’t a matter of life and death.

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(3)Been with RACV car insurance  for 7+ years, but finally switched to AAMI two years ago. Reason for switch: premium kept going up while my car’s value was falling (had only 1 claim in year 2 wth them). Again, another business that doesn’t want to treat loyal customers well. But have to say they handled the claim well, was happy with the service.


RACV does allow the repairer to remove all the panels BEFORE providing the repair quote to them. This is important because often there is hidden damage (for example, a plastic bumper might snap back into shape after an impact, but panel damage behind the bumper has occurred; turning a $500 repair job into a $2000 repair job).

At AAMI repair centres, repairers quote on the visible damage. And to the owner it appears that they have repaired all the damage.

RACV also offer repairers one of the higher hourly labour wage, so you’ll might get more experienced workers on RACV repair jobs.

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